Last Updated: Jun 22, 2026
Welcome to 12Paisa.com—By accessing and using this website, you agree to comply with and be bound by the following Terms & Conditions. If you do not agree with any part of these terms, please do not use our website.
1. Acceptance of Terms
By using 12Paisa, you confirm that:
- You are at least 13 years old
- You agree to follow these Terms & Conditions
- You will use the website only for lawful purposes
These terms apply to all visitors, users, and anyone accessing the website.
2. Website Content
All content published on 12Paisa is for
- Educational purposes
- Informational purposes only
The content may include:
- Finance articles
- Investing guides
- Saving tips
- Money management content
- Opinions and insights
- Managing money
- Budgeting properly
- Understanding investments
- Building financial discipline
- Growing skills for better income
- Planning long-term wealth
We do not guarantee the completeness, reliability, or accuracy of the information provided.
Users should independently verify information before making financial decisions.
3. No Financial Advice
12Paisa does not provide:
- Professional financial advice
- Investment advice
- Legal advice
- Tax advice
All decisions made based on the content available on this website are strictly at the user’s own risk.
You should consult qualified professionals before making financial or investment decisions.
4. Intellectual Property Rights
Unless otherwise stated, all content on 12Paisa, including
- Text
- Logos
- Graphics
- Images
- Design
- Website content
is the property of 12Paisa and protected by applicable copyright and intellectual property laws.
You may not:
- Copy
- Reproduce
- Republish
- Distribute
- Sell website content
without prior written permission.
5. User Conduct
By using this website, you agree not to:
- Post spam or harmful content
- Attempt unauthorized access
- Disrupt website functionality
- Use the website for illegal activities
- Misuse comments or contact forms
We reserve the right to restrict or terminate access for users who violate these terms.
6. External Links
12Paisa may contain links to third-party websites for additional resources or references.
We do not control or endorse external websites and are not responsible for:
- Their content
- Privacy practices
- Availability
- Accuracy
Users access third-party websites at their own risk.
7. Google AdSense & Advertising
This website may display advertisements from third-party advertising networks such as Google AdSense.
Third-party vendors may use cookies and tracking technologies to display personalized ads based on user behavior.
Learn more about Google advertising policies here:
8. Affiliate Disclosure
Some pages on 12Paisa may contain affiliate links.
We may earn a commission when users purchase products or services through these links, at no additional cost to users.
Affiliate relationships do not influence our editorial content or opinions.
9. Limitation of Liability
12Paisa and its owners will not be held liable for:
- Financial losses
- Investment losses
- Errors or omissions
- Website downtime
- Technical issues
- Damages resulting from website use
Users are responsible for their own decisions and actions.
10. Privacy
Your use of this website is also governed by our Privacy Policy.
Please review our Privacy Policy to understand how we collect and use user information.
11. Changes to Terms
We reserve the right to update or modify these Terms & Conditions at any time without prior notice.
Changes will become effective immediately after being published on this page.
Users are encouraged to review this page periodically.
12. Termination
We reserve the right to suspend or terminate access to the website for users who violate these Terms & Conditions.
13. Governing Law
These Terms & Conditions shall be governed and interpreted in accordance with the applicable laws of your country or jurisdiction.
14. Contact Us
If you have any questions regarding these Terms & Conditions, you may contact us at:
Website: 12Paisa.com
Email: twelvepaisa@gmail.com